Terms and Conditions

1. Services Provided

B’s Professional Associates offers a range of professional services, including but not limited to:

• Individual and Business Tax Preparation and Filing

• Accounting and Bookkeeping Services

• Grant Writing and Business Funding Consultation

• Business Development Services

• Life and Business Insurance Consultation

2. Client Agreement

By using our services, you agree to provide accurate and complete information. You also agree to comply with the necessary document submission timelines and payment schedules associated with the services requested.

3. Payment Terms

• Service Fees: Payment for services rendered is due as outlined in your service agreement or invoice. Payment terms may include upfront payments, monthly installments, or other agreed-upon terms.

• Late Payments: Any payment not received within 10 days of the due date may incur a late fee of 5% of the outstanding balance.

• Non-Payment Consequences: If the balance remains unpaid after 30 days, B’s Professional Associates reserves the right to suspend services, initiate automatic collection from the account provided at the time of service, and pursue legal action to recover the amount due.

4. Consent to Electronic Communication and SMS Messaging

By engaging with our services, you consent to receive electronic communications and SMS/text messages related to your account, services, and updates.

a. Initial Consent for SMS Messaging

Upon signing your service agreement, you acknowledge and authorize B’s Professional Associates to send text messages to the phone number provided during registration. These messages may include but are not limited to:

• Appointment reminders and confirmations

• Payment and balance notifications

• Document requests and service updates

b. Double Opt-In Confirmation

Upon signing, you will receive an initial SMS confirmation requesting your consent to receive future text messages. You may confirm consent by replying YES to this message.

c. Opt-Out Option

You may opt-out of receiving SMS messages at any time by replying STOP to any message. Upon opting out, you will receive a confirmation text acknowledging your decision, and no further SMS communication will be sent unless you re-subscribe.

d. SMS Frequency and Message Charges

Message frequency may vary depending on the services you use. Standard message and data rates may apply based on your carrier plan.

5. Client Responsibilities

To ensure smooth and effective service delivery, clients are responsible for:

• Providing accurate and updated contact information

• Submitting all required documents by the specified deadlines

• Promptly notifying us of any changes to their account or service preferences

6. Confidentiality and Data Protection

We are committed to protecting your personal information. All sensitive data shared during the provision of services is kept confidential and will not be disclosed to third parties without your consent, except as required by law.

7. Refund and Cancellation Policy

• Refund Policy: Due to the nature of our services, all sales are final. Refunds are only provided under exceptional circumstances as determined by B’s Professional Associates.

• Cancellation Policy: Clients may cancel services prior to the transmission or completion of work. Any fees for services already rendered are non-refundable.

8. Service Termination

B’s Professional Associates reserves the right to terminate services if:

• A client violates any of these Terms and Conditions.

• Payment is not received after multiple attempts to collect.

• Misrepresentation or fraudulent activity is detected.

9. Limitation of Liability

B’s Professional Associates is not liable for any indirect, incidental, or consequential damages resulting from the use of our services. Our maximum liability in any case shall not exceed the amount paid for the specific service provided.

10. Dispute Resolution and Legal Action

In the event of any dispute, both parties agree to attempt resolution through negotiation or mediation. If a resolution is not reached, B’s Professional Associates reserves the right to pursue legal action to recover unpaid balances or address any breach of this agreement.

11. Modifications to Terms and Conditions

B’s Professional Associates reserves the right to modify these Terms and Conditions at any time. Updated terms will be posted on our website and communicated to clients as necessary.

12. Contact Information

For questions, concerns, or to update your account preferences, please contact us:

B’s Professional Associates
📧 Email: info@bspa1.com
📞 Phone: 866-344-2772

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.